Regulatory Level: importantLast Updated: 15 SEP 2024

Capital Gains Tax changes in Autumn Statement

Anticipated adjustments to residential property disposal rates expected to impact buy-to-let investors and property portfolios.

Key Takeaways

  • Changes to headline Capital Gains Tax rates on residential property sales.
  • Adjustments to annual exempt allowances impacting individual property investors.
  • Reporting and payment deadline remains strictly within 60 days of property completion.
  • Strategic importance of tracking allowable improvement expenditure and refurbishment receipts.

Capital Gains Tax Rate Adjustments

The Autumn Statement introduces revised Capital Gains Tax (CGT) parameters for residential real estate disposals. Landlords selling non-primary residential assets must evaluate their net chargeable gains under the updated rate bands.

60-Day Digital Reporting Rule

UK residents disposing of residential property with a chargeable gain must report and pay the estimated CGT to HMRC within 60 days of property completion via the online Capital Gains Tax on UK Property account.

Allowable Costs and Record-Keeping

Landlords can deduct legitimate capital improvement expenses (such as extensions, structural upgrades, and full rewiring) from gross sale proceeds to reduce the net taxable gain. Maintaining digital receipts and contractor invoices is crucial for HMRC compliance.

PropCompliance Advice

Action Required: Ensure full digital documentation of all property improvement expenses for tax offset purposes.

Learn More

Next Steps

1Audit allowable capital expenditure receipts
2Consult a qualified property accountant or tax adviser
3Prepare 60-day HMRC reporting documentation upon exchange
Start Audit Now